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Smart Money is a cliché that has its roots in Wall Street. Just listen to any financial show and you’ll hear some talking head wax poetically about Smart Money this and that. The Smart Money is buying this stock. The Smart Money is selling that commodity. The Smart Money is looking at Real Estate again and on and on. But no one talks about Smart Money’s evil twin Stupid Money. What Stupid Money can do is wipe out your financial future, cost you your home, car and life savings. Stupid Money is that refrigerator strapped to your back as you try to swim across the lake. You’re doomed to drown. Building wealth for the future is discipline - not a secret. This book will help you make simple changes to achieve your financial goals. Learn small steps to create Smart Money habits based on my life-long experiences and that of others like you. By no means do I think those who mismanage money are stupid people, but the actions they take are stupid. Perhaps you can recognize yourself in some of these scenarios and make the Smart Money decisions.